5 Memorable Adventures in Year 60!

 

MILESTONE

RETIRE

2025 has certainly been an adventurous one. I knew that this was the year I planned on retiring from my job of almost 6 years -  regardless of the circumstances of our economy or political upheaval, (what's new? ) But as 2025 arrived, I wanted to make sure this was the year filled with adventure! 

Office gang, School of Pharmacy, PharmD Program 

I chose to leave on July 1st, and that it would be a great time to take off and travel. My job was fulfilling for the most part. I made some impact as an college admissions coordinator. I helped see many perspective pharmacy students navigate their career path to enter in a world class PharmD program as future pharmacists. This I will never forget. 

Graduation Ceremony 

TRAVEL 

Travel is my current relationship. My fellow solo traveler, a sense of discovery is my guidance to living on my own and making the best of it. Upon retiring, I stepped on to a plane to fly across the atlantic for my first visit to London! 

London has always been on my list of travel destinations. I've seen London in movie backdrops like Notting Hill, Love Actually and Bourne movie series, just to name a few. When I arrived I wanted to make sure I attended the world famous Wimbledon tennis tournament, every other adventures was gravy. As my first trip across the pond is the tip of the iceberg. I enjoyed trying fish and chips, a pint of beer, and discovering different neighborhoods of London. I definitely come back. The experience was magical and a clean break into retirement living. 

Next up was heading back home to Hawaii to see family and friends. I made it a quiet return home without really announcing my retirement, but I did as well to celebrate my mother's birthday. She's looking good at her age. In addition, I got a chance to play some tennis with friends to help loosen up swings. It's been awhile since I picked up a racket, rusty but I'm glad I was able to hit a few balls. In addition to spending time with family, I took care of me on my own solo travel to a neighboring island of Hawaii. I flew over to Kona, Hawaii. So relaxing, you tend to surround yourself with everyone else to celebrate life but forget to do self care, which I did it was worth it. It's been a practice I've applied over the years when heading back home with family, you need time for yourself before heading back to San Francisco. This side trip was just the ticket. 

Celebrate my Mom's birthday along with sisters

As I settled in to this new thing called retirement, I had this slight urgency to take off again. This time, I chose a couple of iconic Mexican beach resorts, Puerto Vallarta and Cabo San Lucas. These two are my favorites. I went during a "shoulder" season or soft, less touristy time to go. It definitely paid off. The beaches, the weather, a quiet time to just breathe, be with nature, and definitely, the people, food, culture was the highlight of going back to Mexico time after time. 

Corazon Cabo Resort 

Earlier this year, I traveled to New York City to celebrate my birthday, as well as later in the fall. When I became single again, I decided to take off to somewhere I've always wanted to go back to. When I was with a partner who was from the east coast, the desire was moot, I was thirsty to learn more about that part of my country, the east! So since 2019, I've been going back year after year to explore the city, taste the food, see the sights, and really take in the history of this part of the United States. 

ACTIVE PARTICIPATION  

Even before I retired, I've been active in volunteerism and social causes that are dear to me to this day. I don't think I'll stop helping where I can in many causes. One in particular is AIDS Walk. I do it to raise money for health care services with people living with HIV AIDS. Over the years, I think I've helped raise over $25,0000 for this this cause. It's a reminder of some of the friends I've lost to AIDS. I'm the few that's left. A whole generation seemed to have been wiped out from this disease that doesn't have a cure, but we continue. Hopefully in my lifetime, I'll see a cure. 

San Francisco Pride and Celebration has been an event I've had an opportunity to participate in the last couple of years through my work, employer. Marching prouding this second year in the row has been such a joy and highlight to the start of summer. It allows me to help celebrate the diversity of the LGBTQ+ community of our city and to come to gather with others who celebrate pride. So proud!   

San Francisco City Hall, Pride Festival 

MEMORABLE EVENTS 

Going to San Francisco Giants baseball game is always a draw for me. This past year, I've attended close to half a dozen games. More interestingly this year, I've had friends visit from out of town to enjoy watching this American past time. The setting, field view, players, and overall energy in watching this sport is so uplifting.  

Oracle Park, San Francisco, CA 

The annual tennis tournament, Laver Cup arrived this year in San Francisco. The website states, "The Laver Cup pits six of the best men's tennis player from Europe against six of their counterparts from the rest of the world over three days of intense team competition." Although I did not get a chance to see a match, I was able to at least see one of their practice sessions. I've always been a sports spectator as well as a life long tennis player myself. It was great to see the players in person.  

Finally, although I haven't been running as much these days, I've had the chance to run a 5k Diplo Run at Golden Gate Park. It was telling, I knew I needed to have had more training to at least run a 3 mile run. I finished, but could have been better. This run is part energetic running, post partying after a run, filled with club music to continue after the run ends. I hope 2026 will be better for to compete in a longer run. 

SIDE HUSTLE 

When I retired, I didn't want to just stop working completely, I wanted to test other things that could keep me busy while discovery new things to do. This allow me to choose my hours then the usual day to day grind of 9-5. Once particular work was to be part of the Dreamforce Conference held in San Francisco. It's part of the company, Salesforce's effort to bring end users to the City and learn about the many products that the company offers. My role in this 3 day+ conference was to be a greeter, who would be directing attendees to various conference locations, it was very customer service oriented which I enjoyed doing. Lots of standing but it was worthwhile in be part of this amazing yearly conference. 

One other event, I was tapped to help ring in the holiday season is the San Francisco Winter Walk event. It's a 12-day celebration that transforms two blocks of Stockton Street into a festive holiday destination. I was one of half a dozen workers, helping to keep the event running smoothly with various events that occurred those days. I helped take photos for people wanting to pictured with Santa Claus, or Snow Queen performers. We keep the area tidy during event and answered  any questions attendees might have about the event. I hope I get to be asked back to this amazing event. 

Let's see what 2026 brings! Happy New Year! 

Alcatraz Island, San Francisco, CA 

Impending Retirement Nears

Last month I submitted my retirement notice and "paperwork" to my company's retirement office and notified my office manager that I'm calling it quits. 

My retirement date is July 1. Somehow I feel a little at a loss on what to do in the meantime. I have yet to do a list of tasks as the date nears. The retirement office will send a draft on my retirement choice or actions than I would approve if that is what is needed. From my understanding, all of the processing should be completed by mid June based on other colleagues who have retired before me. 

In addition to feeling at a loss, I feel also a sense of questioning my decision to retire, wonder if it was the right move, do I screw up on this decision? All these are questions that are swirling in my head to cause me to be in feeling of being frozen I guess? 

Can't Move! 

I figured when I get the draft notice that my retirement is moving along, maybe that will trigger me to make my next steps in preparing my final retirement takes. But not yet. In my head, I want to do a timeline in the office to close things as I have a feeling the last month will be charged with last minute things to do with my job and prepare for the next person to take over my role. 

Things I need to probably do is download all of my personal documents on my laptop to a USB thumb drive and clean the laptop of any of my personal items, prepare an autoreply for my email that I will no longer be with employer. Somehow, I need to put these things in way that will be fluid, but now it's all in alphabet soup mode. I'll need a trigger, so once I get the green light from the retirement office, it will probably give me more clarity. 

Stay tuned, I'm feeling a little bit on pins and needles? 

Retirement Notice to my Employer

This week I plan to notify my employer that I will be retiring. I've elected to give 3 month's notice as my employer's retirement office asked that we submit our notice to start processing our retirement paperwork. I think this notice is more than generous to allow my office to locate or provide contingency plans for my upcoming departure. 

Sadly, as I prepare for this decision to notify my employer, a few outlying events have happened that may affect my employer, but not necessarily me. One, being that my employer relies on heavy federal funding to continue with services and medical studies in the coming year(s), they've decided to implement a hiring freeze. So, no replacement for my position but probably hire a temporary employee in the meantime. I don't know how long a hiring freeze will be in place, but I feel that will be an inconvenience. Two, in light of the economy, my speculation will be that we may head into a recession. People will keep a close eye on their finances and be mindful of purchasing big ticket items, i.e. home, car, or large appliances. And three, possibly inadequate staffing may be a challenge for my employer. 

But, as I make my notice known to my employer, I wonder if I will be going into a different time to that may be "poor timing" to retire? Could it be anxiety? Or hesitations with some of these uncertainties? Like everyone else before me, I need to be calm and be steady in my decision. I'm at third base, getting ready to slide into home base and be excited to celebrate my next chapter in life.

San Francisco, CA - Oracle Baseball Park 

My last couple of years of planning is coming to fruition, but I didn't expect to receive a curveball that makes me second guess my decision to retire. I could only hope I manage to think of all the scenarios that I will encounter have been answered. 

Some people whom I've shared my desire to retire asked me, "Why?", "You've Got More Years to Go!" "What Will You Do?" These are just some of the questions or comments I've heard. For me, it's a desire to try something else, spend time with family, friends, a whole host of things. But many financial advisors like to say, "What will you retire TO?" I get that, but there's more to being at the same job for several years, there's got to be more I can do. I'm financially ready for the most part, I've met the Maslow's hierarchy of needs beyond physiological needs to safety & security. I'm trying to hit the top of the pyramid tip to full self-actualization - desire to become the most that I can be at this stage and age in my life. Is that so bad? 

Source: https://www.simplypsychology.org/maslow.html

Next up is feeling the moment I give notice and the after affects which I will no doubt learn as this week draws near and the weekend arrives. Stay tuned on how I'll learn my decision to leave my current position, learning of the unknowns...

Rainy Day Review to Retirement Next Year

I'm taking in the stormy weather we've been having in the Northern California area to stay in to do a little writing. It's been a few days after Christmas and I'm really feeling the sense that my desire to retire in 2025 is literally around the corner! 

As I select July 1st as my last day in the office, standard protocol in submitting a retirement/resignation to my employer is generally 3 months. This allows all the paperwork to be processed just in time before I walk out the door. So starting in April I'm letting my director know I'm leaving. 

Personally, I still feel the anxiety and wonder if it's the right time, will I make a mistake by retiring too early, all these crazy thoughts start to surface in my head and making me second guess my decision. 

But as there is constant rain pouring outside my window, I'm given some calmness that all my preparation has been more than enough. I've crossed all my T's and dotted my I's, and it's really going to be my best foot forward to make the move at this stage in my life. 

As for the following, I think I've covered them all, well the ones that I'm aware of. 

FINANCES, ✅

SOCIAL ATMOSPHERE, ✅

HEALTH & FITNESS, ✅

HOUSING, ✅ 

To be honest the only thing that might surprise me is the roller coaster of mentally being prepared. Cross fingers all the networking with previous retirees, watching retirement preparation videos on YouTube, and simply talking to family and friends, sort of "calms" me versus freaking out. 

One person told me that I can prepare as much as you want and also holding off one more year before retiring will never establish reassurance. But I know one thing is that I'm embracing the TIME I have for me to take on another chapter or take on something new. Sure, spending time with family and friends more is a given, and traveling will be top of my to do list, i.e. bucket list new destinations will be the fun part. But going it alone might be a tad stressor for me versus thinking independence. That's for another blog. So for now, enjoying the sound of rain outside my window gives me pause to really settle in and hope 2025 will be exciting, comforting, and new for me. I need to change it up ! 

It's happening, I'm planning on retiring!

Well, it's confirmed, I'm fully engaged in planning to retire in 2025. Why 2025? Well, I'll hit 60 and I think I've worked long enough to really take in the moment to call it quits. I'm excited, it's surreal, and at the same time I'm afraid and hopeful that this move will be what I hope for.

I'm surrounded by a number of friends and colleagues who have left the corporate, job, world to pursue other passions or adventures. I've thought about it for a few years now and it's slowly becoming a reality for myself. I know I'll have to figure how to navigate this route to get there. I have a feeling, I have to deal with finances, where to live, how to adjust a new life after working for so many years. I'm not sure where to begin, but I'm hopeful writing this blog helps be sort things out in my head and putting it in perspective on a blog to document my journey. 

Cross fingers, I'm doing this right. It can be lonely, but hopeful again the word hopeful, I did the right thing. 

FINANCES

First off, my first question will be, can I afford to retire? Many of us will have to address the elephant in the room, do we have the money to make it? I would say, maybe I'm 70% there? But, I have to see what number is it to say, I can afford to make the move. 

I read an article that said, you should be able to retire comfortable if you've saved 8x your annual salary.  But it all depends on your way of life after retiring too, it may be enough for one person but another may need more. Here's the article among others that say you should have this amount by retirement. 

How Much Do I Need to Save to Retire? 

Let's say you make $50,000, you'll need to have $400,000 at the time of retirement (for me at 60) and should last you, oh I don't know maybe 25-30 years after leaving your job? That's a tall order for many of us. Who has saved that much when housing and other life circumstances are so expensive? 

I'll need to put together a spreadsheet that helps me see where I'm at to get to this amount. 
In the meantime, I need to save like crazy if I need to reach that goal. Stay tuned, I'll see if that number is even remotely close to my goal. 

Back to the question, am I ready to retire? Let's do this!